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The Financial Conduct Authority (FCA) has confirmed that the current pause on car finance complaint handling will end on 31 May 2026.

A prominent King’s Counsel who was involved in April 2025’s Supreme Court hearings in the Johnson, Wrench and Hopcraft test cases has warned that a judicial review of the Financial Conduct Authority’s (FCA) car finance redress proposals is ‘inevitable.’

A Financial Conduct Authority (FCA)-regulated claims management company says it has written evidence from a GAP insurance product administrator that car dealerships were allowed to set their own commission on such products.

The Financial Conduct Authority’s (FCA) proposed motor finance redress scheme means you do not need to instruct a solicitor to bring a car finance mis-selling claim and could receive any compensation that is due without charge.

The Financial Conduct Authority’s (FCA) car finance redress proposals cite discretionary commission arrangements (DCAs) as the mechanism most responsible for car finance mis-selling in the UK, stating that out of an estimated 14.2 million agreements taken out between 6 April 2007 and 1 November 2024 on which compensation is due, 11.4 million of them involved a DCA.

With the Financial Conduct Authority (FCA) estimating that 14.2 million car finance agreements were mis-sold in the UK between 6 April 2007 and 1 November 2024, the scale of the motor finance scandal is clear.

It has been over eight years since the Financial Conduct Authority (FCA) first set out plans to analyse the motor finance sector in its 2017/18 Business Plan, subsequently commencing work during the summer of 2017.

You do not need to instruct a solicitor to bring a car finance mis-selling claim and to receive any compensation that is due without charge; however, there are many reasons why you may wish to do so